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If you're going on a summer vacation listen up your credit card cook for ways to cut your trip's cost and we're not just talking about earning airline miles joining us now is personal finance expert Vera Gibbons.
Hi good morning Harry -- yeah it's -- one of the big things people might I was realizes he can get travel insurance through your travel insurance is a big one and that include things like car rental insurance lost luggage insurance where the credit card issuer will give you.
Money for essentials -- has lost for a minimum of twelve -- -- at least twelve hours.
So that's a nice plus.
And then trip cancellation insurance which protects you and your family financially for -- trip is cancel or interrupted.
A lot of it on all -- up those benefits and yeah -- he could really benefit you and got people are also being asked to pay extra sometimes -- these things that they already -- solidarity haven't you don't duplicate your covers a lot of panic -- technical.
Assistance as well a lot of these cards du -- for travel assistance again people don't know about this let me ask for emergency travel assistance which is particularly helpful if you're overseas need help finding a doctor you need help a -- descriptions.
Some of these cards even cover medical evacuations which hopefully won't need but.
Some of them -- and that they also offer a roadside assistance some of them.
If you get stranded on the -- you need help and general assistance which is available at any language.
If you need help off finding with if you lot lose your card you need a replacement Carter communion emergency cash.
-- GAAP and does -- perks that people don't realize.
Shopping carts are out there to a lot of these issuers team up -- merchants you know big names like.
In Macy's Sears some of these big ones and they are you a discount might be 5% of your purchases or free shipping if you use that does in -- to make your purchase.
May also offer discounts for theme parks for museums preferred seating for concerts.
The sporting events things of that nature and 55% of consumers don't know about these parks now there's a lot of competition to get your business but then they have is purchasing -- even realize and -- -- in the final.
People I think they know about me they made an over the cash back if Leo's stuff but they don't know about is where you -- -- -- -- -- -- -- expensive time on the website and read through that fine print and last but not least buyer protection fire protection you've got price protection some of them offer you this where if you.
By an -- your credit card you find out after the fact that someone else has affirmed at a price they -- -- actually refund the difference.
Purchased protection if you buy something and -- up against acts -- damage or theft.
And that extended warranty covered a lot of people don't know about this and this is in the -- is what they do duplicate the coverage.
Some of these credit card issues boxing double the standard manufacturer's warranty and know what -- additional cost to use that.
This is stuff you want to know about particularly as you -- here make it absolutely great tips Vera Gibbons thank you as always -- joining us.
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