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Always have a back-up

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-- tonight factor tip of the day.

-- as you know this presidential election is between President Obama who believes that the government.

Should help you -- -- And Mitt Romney who preaches self reliance.

Unfortunately hurricane -- weighed in on the two philosophies.

This week.

Where -- live on Long Island the infrastructure is obsolete.

Power goes out routinely.

Right now millions of people are suffering -- the -- it's -- the power companies fall people are working as hard as they can work.

It's the equipment.

The infrastructure is old and DK.

And Nassau County is broke.

Despite the fact that it has perhaps the highest local taxes in the country.

Don't have any money.

It is clear that the government cannot protect you from sandy or any other disaster.

So here's a tip.

Do everything you can to protect yourself.

I bought a generator it didn't work in the storm but I have loyal friends know about generators and they fixed it.

So I had to back up to my back up.

And therefore I have some power.

That's -- you need a back up to your back up and don't count on any government person or company helping you.

Factor tip of the that is it for.