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Social media masquerade
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Debt collectors pose as models on Facebook
- Duration 3:36
- Date Jan 26, 2013
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Debt collectors pose as models on Facebook
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Enough that they have your address cellphone number now growing number of credit and debt collectors are turning social media.
To find people they -- are delinquent on payments disguised as bikini clad models.
These creditors tracked down borrowers and often post personal information regarding their debts for their friends and their family to see on your wall.
So no real laws in place to stop -- how can you protect yourself Lori Andrews an attorney and author of I know who you -- are and I saw what you did.
Social networks and the death of privacy joins us now Laurie nice to see this morning.
Great to see here.
You're right as they begin to believe more of our lives on line debt collectors are looking for us there too and they might pose as a hot avatar in.
Second life or were as you pointed out a bikini clad model.
Trying to friend us on FaceBook.
And I are friends -- lost that Laura am friends with a lot of bikini clad models and six.
Because why not right but I was so -- cannot be real they may be after something else and how exactly are they.
She -- me or setting themselves ups in in a fake way to make me come forward with information about my finances.
Or -- -- things as you have information are ready you might have gotten a new job and then they figure out how they can garnish your wages are you might get.
Post a picture of an expensive car.
Or they could put something on your wall that says you know you're dead -- your loser whatever trying to -- you get you.
Get them off your back.
But there are lots of mistakes being made -- times.
You know I may have a -- the Lori -- law professor in Chicago and they might go after the Lori Andrews jazz harpist in Los Angeles so they're getting the wrong people.
Lori you may have -- and are ready that have a lot with medical debts you're waiting around for the insurance company to pay it and yet.
That creditor will come after you and you might pay this 200 dollars then twice.
A 180000.
People last year.
Complained to the Federal Trade Commission about unfair practices double billing and solo -- of debt collectors online.
You say there are some ways you can protect yourself against these these people which -- make sure that the claim is legitimate against you first of all like what you were just saying you also -- ask for documentation.
About the debt how do you do that.
What you have to find out their address and write to them you have a lot of rights.
If you can get a letter to them you can have them stop hosting stop calling you.
Through -- written request and your written request you can also asked them to tell you the nature of the debt because.
-- no credit card companies medical association's are selling those debts to bigger debt collectors and you have no idea when they contact you.
What this is about one in ten Americans.
-- money think about you on your credit card and says some people higher revenues sleep pain because they don't even realize what they're being contacted about.
You -- get the creditors address -- -- right to them I think that's always good policy of a bikini clad model posts on my wall.
Asked them for the Asbury if -- if you -- yet you might have some other reason I got an actor that's right policies say report aggressive tactics.
To the FTC.
Let them know that this the of these individuals are posting on your wall how do you do that.
I'm by contacting through email or through letter the Federal Trade Commission.
Our new entity that Consumer Financial Protection Bureau.
And -- in fact in the midst of writing regulations you can weigh in on that tell what's happened.
All right -- and his great information this morning we appreciate you joining us thank you.