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Kase Chong from Scambook tells us how you can reduce the risk online with a platform dedicated to justice for consumers
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Dance on the Internet who knows not everybody on the Internet is that honest and I want to bring in that case John as the director of marketing at -- book.
And he's got a lot to tell us about how to protect yourself when you're running in and I got to tell you case I have been trying to buy a car recently remotely and I log onto a Craig's list.
And about every third potential -- I look into turns out to be one of those scans so why they're out there how to people of what.
And -- -- fifty.
Craig this is -- sixty million users on Craig's -- each month.
So the spammers know that the of the victims are out there and this is where they want -- attack the number one thing you can do is stay local.
And you can avoid 99% of scams if -- stay local on Craigslist Craigslist was design to be a local.
Community and service so that's why they have a broken down my state -- city.
And once you stay local you're able to.
Able to to meet your you're seller or your buyer be able to -- the product and you can avoid around 99% of the scams that way.
So the end of -- -- just got to use and we instead classified ads -- them and exactly that's what they're they're there to replace.
You know when you start trying to buy something out of state a lot of people try to buy pats from far away when you can't inspect the -- -- yourself.
On -- you're opening yourself up to a lot of of potential of -- -- scans so the second -- we have is make sure that you're able to check the product in person first.
Don't accept pictures don't accept -- descriptions.
On you would be able looking over make sure it's not damaged it's not counterfeit is not fixed so that the second -- -- offers make -- you can check those products in person and -- As a seller you also want to make sure that you're you're meeting the buyer.
And they're not gonna send you a fraudulent check or money order and protect kind of leads isn't it to tip number three.
Which is you -- -- never except a money order or a cashier's check.
Either as from a seller's perspective.
It.
If you accept.
A money order or a cashier's check and it it it -- -- it turned out to be counterfeit.
You couldn't be liable for that amount -- -- banks are you never -- except a money order -- quarter you accept cash cash is cash is king and -- -- where you're going to be the safest.
As as a buyer.
You never want to send.
Cashier's check or money or -- that means you're probably doing it.
Not locally and -- senior -- -- -- a counterfeit product and then what happens is they cashed your check and because it's like cash you have no way of getting it back.
So you wanna try to stay -- you want to avoid people are asking for cashier's checks and you want to avoid accepting cashier's checks.
You know it what are -- points -- here's a -- wire transfers and money orders and I think -- you see a lot of times with these cities and it deals they won a major bank account information.
They'll come up with some way to say hey we're gonna find you some money to just give us your bank account information and then what biggest deplete your whole account can.
Yes you know that's another way that this cameras identity theft and and fraud is another in your opening up opening yourself up to you when you -- giving out.
Personal information on Craig's -- so.
You never want to give out as as much information or as little information as you can when using Craigslist when you making a posting don't put your home address or your phone number.
On the Chinese Craigslist emails which -- you keep you as a seller anonymous when your purchasing something.
You don't want to just.
Contact the seller and say hey this is where I'm where I live please bring the product over to me because once they get a hold this.
This personal information it's very easy from the start.
Getting into your bank account digging into your personal statements and defrauding yet another way that you might have really Trace back to Craig's list.
Now you bring up another point though when you go local we don't inspect the product over at their place large put yourself at risk because -- could be someone who's got some kind of sinister plan once you get someone in their house right.
And his hand yes -- you sort of limited but we we we suggest that people go to public place from the -- sale you know it is a small item.
You -- you can go to like a coffee house or if it's a larger item like a couch or something which a lot of people doing Craigslist.
Bring it outside of the house bring it to the law and but once you start having this personal interaction there's less and less chance of someone defrauding -- -- you because you're you're keeping at your local community.
And it's easier to to.
I guess minimize the and the reach to that to this cameras that are out there.
But you know we skipped around a bullet points a little bit here and one that we jumped over the top of his -- -- counterfeit detection -- Is you're still unaccounted for money out there there and then a mostly what the hundred dollar plates that they used to print print a hundred dollar bills and then they try to change often correct.
Yes you know that there is counterfeit money out there and because of all of the new printing technology the the 3-D and color.
Color scanning it's easy to go to create money that looks real enough.
Back in full someone is not used it to dealing with a lot of cash and the safest way is just to get a five dollar counterfeit detection -- from.
From an office supply store and with the swipe -- the pen you can tell whether it's real horror or counterfeit bill.
What's his positive returns a certain color if you write in on a yes that good dollar bill that is different element of that when it.
Well it's the dollar -- is.
Is on a cloth paper so.
When -- -- of the -- on a real bill it doesn't show mark but he's -- a counterfeit bill you're gonna leave a mark there.
All right case John thank you very much -- need to learn more from case on his website -- book dot com thanks for your time and we will.
