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Attention homeowners: FEMA redraws flood zone maps

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    Adam Housley reports from Los Angeles

  • Duration 2:15
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Homeowners across the country are now facing new challenges thanks to FEMA flood regulations that can cost them hundreds of thousands of dollars.

After Hurricane Katrina devastated the Gulf Coast back in 05.

FEMA -- drew many of the flood zone maps nationwide.

Taking areas previously considered safe from flooding and declaring them vulnerable.

Now folks trying to rebuild homes after fires are natural disasters are seeing their insurance and reconstruction costs go through the roof.

-- houses -- this and she.

That's right shepherd effect those rules -- have a ripple effect all the way across the country including cities you might I think at Sacramento California underwater in many areas.

It's right smack dab in the middle of California's delta.

Just happy face when Brad and Jennifer Taylor but -- Sacramento home back in 1998.

It seemed like a good investment and a great place to raise a family.

Team and the corps of engineers had just.

Certified the levees as a hundred year flood protection.

So.

We thought that it was a safe bet it was a nice neighborhood to move into.

But that all changed last August when it -- came home to find their house in -- flames.

Thankfully no one was hurt but the home was destroyed.

The first thing we felt was really were -- here so.

It's all stuff -- can the only place we underinsured.

-- -- -- immediately start looking to rebuild but soon found that team out without them knowing -- reevaluated the neighborhoods maps.

They -- area previously deemed safe.

Was now flood zone were homes couldn't be built -- they were raised twenty feet into the air.

Something the city wouldn't allow -- their insurance wouldn't cover.

I -- -- -- -- shouldn't -- belt and they can even see them not wanting to.

Have people significantly increase the value of their home you know that's -- -- -- dangerous area.

But it's not be able to fix your home to the condition that it was prior to a fire.

-- -- and new legislation introduced here in California provide exceptions to some of these FEMA rules.

In certain circumstances on a case by case basis for example this -- potentially because a fire damage might be able to have their home rebuild.

We'll keep you updated and how the legislation goes straight shepherds he's -- Adam Housley in Los Angeles Adam thanks.

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