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Seventeen minutes before the hour and out the most common victims of identity theft are not older folks shelling out cash.
These days they're younger Americans that's among the findings were recent federal study differently -- -- -- They show that more than 15 of identity theft complaints last year came from people in their twenties.
And -- percentages regret gradually decreased among older Americans just 11% reported victims were in -- %.
Were seventy and older.
The state with a -- citizen -- Florida by far.
Georgia California ranking second and third overall identity theft affected more than 350000.
Americans last year that is an all time high.
With -- now retired FBI special agent and identity theft -- expert Jeff -- Jeff -- to -- Nice to be here -- was so what is the -- kids are just give younger people are giving away more information than their older.
-- -- -- these numbers really don't surprise me because older Americans are.
Of -- being more careful as -- become aware of these issues whereas the younger people.
Tend to be much looser with information on line because the social networking sites they think -- talking to their friends.
Or they just in general are too loose with information in the cyber world and the other thing they think might -- and he's not worth stealing -- they say -- Go ahead this -- identical pay back my student loans -- promised.
Million -- -- pay back your student loans the suspects in these cases.
Is they incur more charges in their name and -- the problems really add up for the victims Social Security numbers are are a big problem here -- The Social Security number -- by far is the key to stealing someone's identity no credit card fraud is one thing.
You can charge up accounts -- someone else's name if you have their credit card number.
That is a simple problem to solve.
Identity theft is much longer term problem and that that's where so -- opens new accounts in your name they get loans you name open checking accounts credit card accounts.
And they can't do that.
Without the Social Security members of the keystone sums identity is getting -- nine digit number if you keep that safe you cannot have your identity stolen.
And have all these accounts opened up in your name and -- all these charges.
Which we can be a long term problem for you you know a lot of people ask for your Social Security number but for a lot of these transactions you really don't have to get it.
It is it wise to at least at first say I don't want you to have my Social Security number.
There's only two really valid reasons for giving -- social that's if you have to report.
Taxes on your income so someone bit.
Opening up a bank account were applying for a job they need your social.
Because they report to the government the income -- interest in your name.
And also when you apply for a new account you open up the new cellphone account you have to provide a Social Security number.
That's how they run a credit check those -- the really only two valid reasons for requiring Social Security number.
When someone applies online for jobs that should never provide that social initially.
Later on when employers getting down to choosing someone for -- job they wanna run a credit check as this part of the normal background investigation.
At that time over the phone you might be able to give one so that some of the Social Security number if you've made that phone call yourself.
But never in the early stages never on line and certainly.
Not in the is in response to these to these advertisements for job applications -- when there was some good advice Jeff is going to be thank you.
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