This transcript is automatically generated
This is -- -- Honda and I'm Jonathan -- welcome everybody to a very special live edition.
Of the show live from Belmont New Jersey today October 20 ninth 2012.
Super storms sandy barreled across -- this coastline here.
Destroying so much of this town and of so many others ride along the Jersey Shore.
And the inland across New Jersey across New York State to in this state some thirteen billion dollars worth.
-- damage was done some fourteen.
Thousand -- -- loss to many.
Many businesses to -- now up -- down the Jersey show all there is a race to be ready for this summer season so many business is obviously.
-- done so much of their income every from this summer months between Memorial Day.
And Labor Day can they get ready will they be ready all the insurance companies doing enough how -- the Small Business Administration.
Helping everybody rebuild and get ready because if they are not so many people stand to lose so much.
This is the border war in -- -- the famous ball -- it was completely destroyed by super storm sandy.
Now the city is racing to rebuild it the contractors doing the job here you can see them still all -- was down behind me that.
They have until -- -- thirtieth to get it done if not there's going to be some pretty.
Imposed on these contract as everybody wants to be ready no one more so than Matt don't deal with the -- a Belmont New Jersey and joins me now -- -- very good to have you here thanks for being here today.
I mean this on the first -- -- want to -- a dreadful.
Day that was dreadful weeks that followed.
How how is everybody kind of responded how -- doing.
You know ever since that they were those very aggressive.
-- and our recovery and our bill.
That's -- receivers down the boardwalk here this boardwalk was completely destroyed by hurricane sandy -- one point three miles of boardwalk crushed.
And only three miles it's imperative for us for the character of our town -- -- had a boardwalk since 1875.
But also for our businesses -- over over a 140 small businesses in town.
Told Omar Stanley owned and operated no large corporations and Balmoral -- -- So one summer season without real revenue would be devastating to those -- -- those businesses and our community.
How much how much does this summer season generate for the city overrule.
Odd that that I can't -- quantify exactly but it's in the millions of dollars for small ones were and how -- like us.
That that that's it.
You -- like that would give them 11 business owner was telling us.
Probably a good 50%.
Of the in their entire annual income comes from the summer months what does that sound about a.
Accurate if not more again without those three months.
We have over 140 businesses easily go out of business.
Because that's that the tourist dollars a day they survived.
I -- -- those businesses go out of business the time just slowly gone easily guess -- absolutely and we are our commercial tax base would suffer significantly.
And the rest italics here as well don't -- a little bit about the morning of October 30 when you first presumably came down here.
So all the damage what went through your mind it must've been an extraordinary thing to -- I was devastating it was something I've never seen before.
Except watching TV and seeing disasters in other parts of America.
I never thought anything would happen like that here in addition we had a tremendous amount of water in our town we had ten pumps pumping 60000 gallons of water a minute.
Back into the Atlantic and it took a six days to get all that water out after that as we had to do the clean up but immediately after.
Hurricane sandy we started designing and getting ready to rebuild this new boardwalk they were standing up today.
Because it was my guaranteed to the business owners and our community -- be done in time for Memorial Day weekend this coming summer.
Then -- there's a whole lot of new building codes ability here to tell you now with the with the concerns about this happening again.
How -- -- this boardwalk is beautiful you'll lose another one how are you and being.
What are you doing to make sure all the same doesn't happen if another -- -- -- sweeps through the end of this year.
It's Booker is boardwalk was built over to 70s80s and ninety's a real hodgepodge of construction just the -- some of the pilots are going to sand -- boardwalk -- only six feet long.
Every pilings for this boardwalk is 25 feet long -- And -- got pounded into stand by a pile driver so this boardwalk is being built to withstand the storm surge from something like a hurricane -- They gonna get it done labels it is these contractors guarantee.
You've you've you've you've got -- under the thumb a little bit under the cost.
Well which are -- Omar as a business so we put incentive of a 100000 dollar completion bonus.
If they hit that they if they miss it any saves significant penalties every day after that -- because how important this is again for the Carriker our community and for our small businesses here.
How has the community work together you -- Italy's individual business owners oversee all worried about their own businesses quite rightly so but how they come together.
As a as a community to.
To build this time back.
How well the biggest thing has been patients.
And and understanding that the boardwalk is the most important thing for their businesses as well when you're on ocean -- -- you're on mainstream.
The beach and boardwalk is -- draws people to the -- So they've they've had they've suffered through some lean months and sacrifice but -- the goal is to have a tremendous summer.
And all indications are we're gonna have an outstanding summer here in Del -- and I think entire Jersey Shore for -- forget -- How do you think that that is really going to shape up I mean obviously -- but he won't sit.
To be the best summer but do you have concrete indications that it is going to be a good summer in terms of the number of people coming here.
Well we can qualify already as -- have.
Been successfully selling summer beach badges for this coming season.
-- badges of those that allow people to bring the vehicles down here and and off on the beach.
Please call one of the unique things about that -- Jersey shores except the pay to get on the beach right it's a user fees -- no one else -- toward.
And -- to get on the beach.
-- revenue last year was second highest of all time here at the beach and this year are treat -- sales are up 40%.
And it's easier for lost 40% from last year's year to date NBC we're still working on the boardwalk.
Our beaches in shambles but people are very interest in in our recovery their interest in being a part.
The Jersey Shore in what happened for sandy.
And it's it's overwhelming generosity people here in Jersey Connecticut and the surrounding areas well.
People care about the Jersey Shore -- did not know and I'm not obviously the people who live here but those visit it's it's an emotional feeling for a lot of people who spent so many Summers here.
And they seem to want to do then bit if they were as he says they -- in Connecticut -- -- -- wherever they seem to want to do their bit to help you guys.
Right I mean within.
Where we're located in -- -- -- Jersey Shore.
There are about twenty million people within driving distance for -- -- trip here so.
So many families come here every every summer some stay.
You know I've been around the country people -- that there's thousands.
Here in in in Delmarva Jersey Shore.
So it -- it isn't a truly emotional attachment.
To failings that -- in this area and they wanna see it come back and they want to be part of that process which is an overwhelming process.
What's what's your prediction for -- 2013 the Belmont.
Well it's always weather dependent TF colts and we -- forget they were up against the North Atlantic side -- periodical that -- But.
Again based on our pre pre.
-- -- numbers we're looking to have what could be that the busiest season.
Ever hear about -- possibly the Jersey Shore.
-- you think this could be one of the best Summers Belmont has ever seen.
Right and that's what I tell our business community.
So we want this to be something that is -- occurring.
I'm not simply a flash in the -- where people -- -- -- thirteen because they're interested in our recovery but they'll come back and Tony 1425.
So we want to have people come here -- their families have a great experience and keep coming in the future is now.
All right well I'd certainly hopes if I had done before I let you go I have to ask -- the one question.
You always get in these kind of situations.
A whole bunch of contractors -- and there's been some controversy -- one in particular.
Ash -- -- that whether it would go but the contract.
Properly whether it should have had them because of personal ties to some people.
Within Jersey within the Jersey -- -- how do you think the contracting process looked particularly with the with relations -- Well -- came to us through governor Chris Christie's office -- and he led the way.
Through their recovery sandy and he's leading the way through the rebuilding.
And we're gonna almost all of them in this palace -- -- Jersey Shore he's done the right thing and and and and and it shows.
All right man not -- great to me she -- And that's very disciplined them -- luck and thanks for having us annual beautiful -- won't be my pleasure regulatory still the first able to stand on this Cold War he's going to they do a great job at this come back let's say 85 and -- we certainly oil was looking forward to -- thank you so much -- All right I want to bring in now Lou Greenwald New Jersey assembly majority leader joining us via Skype.
assemblyman thank -- being with us.
Jonathan thanks -- -- how do you think give the recovery is going overall now as you look across the state and particularly often down the Jersey show off.
Husband as various student excited listening to the mayor obviously talking -- you'd be -- -- staying on the blue ball so that's certainly.
And a very good sign you know -- You're sitting all it is some of -- -- -- and beautiful or Islam.
Land anywhere in the country is that what -- -- and how important thirty or forty billion dollar in history.
In RC employees and provide -- 300000.
It's critically important so I was very excited -- -- the mayor talk about its projections from the fact that you're actually standing -- and -- court.
-- Belmont Belmont seems to be doing well in getting everything.
assemblyman -- -- -- aids is that a story that is being retold do you think often down the Jersey Shore is everybody getting out organized again.
They have very good job and I think when people but he made -- kind of all of mine -- this when people see the stories making the headlines.
They look at the tragic photograph so that roller coaster in the ocean they think that it all -- in New Jersey shoreline and then you know that's not the case.
So much of New Jersey is open and operating ready for business others like the mayor just talked about starting to Europe.
I think the message that we really want to get a crosses.
With the New Jersey the same grade vacation opportunity for families.
In this region in Pennsylvania Delaware Connecticut new Yorker around that area were hoping that those elements of the belt lifetime memories will continue to come back.
That the Jersey Shore and experience the joy and excitement that I did as a child and so many of the people that watch -- -- war.
We've got -- Dodi are seen as very optimistic.
-- this season how would you show that over to Minnesota and -- optimism that.
Given the desire it seems of so many people to help lift up.
The Jersey Shore area that this could turn into one of the best -- the one of the worst some of those.
Well time will tell I I certainly think we want to be optimistic we know what it treasurer -- New Jersey shoreline -- and again.
There were some communities that were ravaged there're others like Ocean City Cape May.
That -- mercifully passed over her.
But what I think the real question that you know might help -- the leader in state legislature working with the governor's office and and he.
Department like the department environmental protection department Transportation Department.
I've seen in tourism what we really want to talk about as one we rebuilt as quickly as possible through.
We're talking about billions of dollars coming in from the federal government that's being invested it to operate -- We want to make sure that that military transparency and oversight.
Is there to make sure that the money's going back to businesses that were damaged and you're over 300 -- helpful.
That ripped apart from the last storm to make sure that you're -- government.
Our current or -- there are families whose lives were dismantled by that some of from just in the last month or so.
Got back into their -- so we want to make sure that our focus is on them as well.
But then ultimately I think the question that has to be will mean in the background here.
Is what did we learn from this storm and really the storm before that and how was New Jersey -- -- rebuilding and prepared.
To make sure that this tragedy.
Well we may not be able to avoid another storm of this magnitude but that the devastation that comes from it.
Is mitigated by the work that we do today.
So I think through the transparency in your oversight proper planning.
Working hand in hand and a bipartisan -- with these departments.
Bringing together local.
Municipalities counties as well state government to solve this problem directly head on it.
Is that Tesla is is the best that we can do and that should I hope.
Provide the optimism.
There were there were sending to the rest of the country and knows that -- in New Jersey not looking to invest in New Jersey.
There we are open for business and our future is bright.
I -- do you -- the way that tell these communities are rebuilding the codes that are led that are being put in place.
Are enough to win status to a much embedded degree at least another super -- sandy -- gone for beta one is on the way.
Sometime in the next couple years.
You know Jonathan we are not as the legislative body obviously involved in -- executive decisions -- the local level or -- what's coming from the executive branch.
Oh well we're trying to do is make sure that the necessary integrity monitors are in place to make sure that the questions that you ask the mayor are actually being followed that someone has that oversight.
Arm -- I know there is a tremendous amount of effort coming from the state level to offer its.
And -- resources to make sure that it's done range.
And really you know those this special interest groups that we've dealt with in so many occasions like -- but the environmentalist in the business community.
That have weighed in on some hardships that they've experienced traditionally in New Jersey now working in a partnership to rebuild.
In a way to streamline permits in the make sure that these types of projects are prioritized.
Should give us and give the mayors the ability in the back the backing to make sure that this is done in an expedited fashion.
The sad reality is New Jersey is never experienced anything like this in my lifetime probably Jonathan yours as well.
We are learning lessons through this and hopefully we are taking -- lessons.
So that adds the temperature of that Atlantic Ocean continues to rise in these storms.
Become more prevalent there we are better -- time will tell the decisions from this administration.
And the local communities that they are making are going to work.
But do these are lessons that must be learned because the expense and the devastation.
And the heartache to the families that were impacted by -- Is it is will -- soon be forgotten your.
They will not soon be forgotten by outside -- that's why way hand to.
Show our viewers what is being done go along the Jersey Shore -- -- New Jersey.
How we're -- have reports -- from Rick Leventhal who is a little further damages the -- Shepard Smith will be live for studio -- in the fall tripled as well Rick and I will be joining him.
Will will cover -- angles assemblyman Lou Greenwald.
A New Jersey assembly majority leader Greg just told -- today sir and good luck.
I in this upcoming summer season.
-- -- -- -- Thank you we are so far are we gonna take another quick break -- act on the hunt.
Will be back we'll get give -- a closer look at what they're doing hair longest boardwalk to try to fix as the MS at one point three miles of moral.
Inch of it being rebuilt and will also then going to introduce you to a couple of business owners -- -- and Amy Kelly.
They lost to them Bob the -- -- to completely.
Destroyed they lost their home.
Not only -- -- should Mac had taken his first steps that three kids took their first steps.
It did not destroy the spirit of that family and lynch -- -- to them when we come back from this break.
Welcome back to Belmont New Jersey for our special edition -- -- On the hunt looking at how the towns along the Jersey shoulder depend.
So much on some income to keep them going only -- -- are rebuilding in the wake of super storm savvy that head of cost October.
2012 the Atlantic Ocean just no -- standing here on that day.
They truly -- to one side.
Destroy the -- -- I'm not standing on there's one point three miles of this pulled -- could you look up and down it.
I you can see further down here at the rebuilding is still going on where on one of the -- -- has just been rebuilt -- carrier looks I looks beautiful they all doing a great job.
The time has given them something like.
Until April 30 to get this -- -- if they don't they stop.
Against the contracting company obviously they need this to be ready some it's so important to these communities don't you writing in -- alike are not Chappell does and anyone listening says.
If they haven't -- standing some -- now in Bel Marin the rest of the times.
Will they repay the taxpayer is big -- says who's paying for it I don't have my mirror did you in other words one of the complaints I guess from a lot of people who clearly don't live on the -- shall.
Is that a lot of this.
Is taxpayer money that is paying for the rebuilding well I think.
If it was your town.
You might want some of that taxpayer money use it's -- pace of that for the grace of -- go -- so.
These people yes there's some taxpayer money coming in here there's a lot of insurance money of course but somebody's gotta rebuild it and -- these times don't get their rebuilding money.
Then goodness knows what happens to all of them all of these communities could so easily -- -- -- -- a little bit off set up and down here to -- and see how we do this.
This so they get as big truck over here.
That's what we call a lot Q -- they are quick response vehicle you see the satellite on it in that frank -- Is inside making sure that -- signal gets that gets back to fox news headquarters.
And then you guys -- all serious over here is our produce -- Kaplan who.
Hates being on TV -- illicit -- -- talking of good news.
Is a Syracuse fan so she's very happy because they did something in basketball which has apparently quite good congratulations -- a lovely to see it.
Back over here.
This is -- dot com producer Chris -- you heard me to -- back Chris -- many times before -- -- -- -- one -- -- on the show he's down with us here today.
Making sure that I behave myself and everything.
Stays as it should -- -- is -- Davis and he's from a Small Business Administration.
I want to talk to him in a minute but first of all I -- Introduce you to two extraordinary people Scott and they -- Kelly.
In sea bright just down the shore a little bit they own the business have bad very very successful business called the -- had a great -- Oceanfront.
October 20 ninth.
Inning -- the wind.
In -- the waves completely.
-- awfully destroyed their business they had a home nearby.
The wind the waves completely.
-- -- -- destroyed that home to two people who have to rebuild their lives they have three young children to it is being tough.
They are still fighting the insurance companies they're not getting everything they say that they need and indeed -- from those insurance companies.
Watch now as we introduce you to skull.
-- -- -- -- -- -- Your right side and then you walking into this and walked into the back area and we -- The sand sand with a background here yet who understands what really -- -- God's newest.
67 foot sand dunes and so I hear you -- assembly and send it right in here you can stand because distilling the skylight and those of us and and it was just -- -- nothing -- -- upside down equipment.
Things that were ripped off the walls TV's are everywhere.
It was you can it was visible -- just how much destruction there was and it.
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- That's it.
Well we were.
We were having to building muscle standing but that we didn't we're still in shock.
You know this is the one side we still have a house so we had a -- next so we didn't know what to -- of their home.
We knew we have a we had a long trek from -- in all the insurance in place and we that would be okay there so we.
Understood the damage but we -- still every hour of passages trying to.
Absorb it and really decide what our next steps were ruined and and how difficult it I mean what was he knew you know trying to here first you thought OK we -- Hustled to get get -- -- -- he -- send covering the entire thing with you know debris out equipment out and get the sand out.
So wouldn't get the engineers in and decide.
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- We want to be sustainable we have a new hurricane regulations to.
In the bill flood -- that we have to adhere -- is so we want to be sustainable for the next one.
And how how has it been.
Yeah I mean -- you're somebody like so many people are affected by this you're dealing with your own emotions you're dealing with.
Nature of having to do -- this and then you're dealing with red tape bureaucracy insurance companies FEMA had sent.
Drug well which of what's the most frustrating carnival -- -- insurance wanna percentage insurance you know it's there.
The process that we have to go through to get what we need what we paid for the past.
Fifteen years their home in a business as we we it's that's the product -- -- -- and are you getting them.
We're getting closer but we're still far away and we got into just just couldn't get out here right away because of -- town infrastructure issues.
So they keep -- on the workload so therefore real big.
Based there's been just as having -- submit the paperwork to insurance company on some sides of the of the policies.
So now we have to wait for the insurance companies respond who's a world we are now at 340 plus.
We should have been at eight point six -- out.
-- -- -- -- We have loss of income we're still waiting for you as possible flood when the wind damage was solely for.
-- -- their home insurance policy so all those policies need to kick in so Pena can we can survive -- family.
It wasn't for our savings and for the job she has right now I don't know what -- -- -- -- room.
Just struggling to survive we're struggling now I can imagine what it would be like without some income.
Is it a story you've heard from a law who -- people would be -- same position that insurance is that the hottest -- insurance is large part.
That's that's that's the struggle and it's the game that we have to play the insurance companies because now insurance companies who made they don't just offer the other -- -- policy and giving me check for a million dollars.
-- gonna look at us 150000 dollars will will do the job.
When reality in the case.
And what we've got our contract as a -- numbers in there that are.
Miles apart two incidents -- now they have another -- adjusters and engineers down to reestablish another meaning -- where they feel.
And you can't stop rebuilding.
Here until all of that is sorted out which means is that you're gonna be rebuilt for the summer summer now.
-- we're we're shooting right now 2014.
Hopefully in January and that's even being optimistic.
But -- our focus is an action right now so so much when he thirteen isn't gonna happen for the -- had to know.
What does that mean to you in terms of income what's huge you know summer is there's a great.
Part part of our income we have a very -- your own business but this summer absolutely is this at least 2% of it.
50% of -- in trying to miss them yes.
Memorial -- no evidence as the days -- in two days.
And president gonna affect -- the family overrule or how would accept the fact that we're not reopening -- definitely gonna hurt us and hurt.
We want to get -- keep our name out there we're trying to do something remotely for temporary purposes but we don't know.
We want to focus on getting this place rebuilt.
So and it's highly fashion from.
Do you feel when you when you think about it.
You feel angry -- and golf.
I have for bringing this storm but at the insurance companies for not doing things as quickly as you would like them to do at FEMA -- you do with if you have any angle where -- it.
My anger is towards insurance companies and I don't and -- the FEMA.
I don't expect any from government and big if I had his insurance is in place and that those insurance policies would kick -- That arena she's right now but they had and the fight that we have to go through every day to get a little bit for further process.
Is beyond frustration when you first walked in here and I guess that would be October 30 from now that went through your mind.
I was in shock because we walked in from the street and from the Ocean Avenue side that it looks like in great shape.
And some and we walked around inside the building inside the sand was on the side can believe that that still.
Didn't expect what we saw when we got around to the back until the whole -- wall really crushed and and just do everything from outside of -- -- everything was in inside I was I was in shock.
And smooth as realization -- seven years of work -- Yeah and for a place that's been here for and 100 plus years.
And even went.
I rain which is a stormy year prior and -- then wandered -- and come to -- -- care and so we have Barry very surprised emotional.
Some more -- yeah definitely emotional but but more in shock because the devastation it's saying.
Point walked out from on the speech.
Replaces were gone completely so felt somewhat relieved that it was still stay.
But then you -- it sinks in that wow this is.
A huge -- we got -- -- of us right now.
And what will kicks in first.
OK we're gonna do this or do you think.
Oh my god can we do this no I thought -- really we've got great insurance great coverage you know.
Ultimately we can build higher so we won't be hit again and and will be.
Ocean view -- really oceanfront which is you know we can build -- the way it should be taken so it.
At the time you don't realize what you're going into an.
You just we thought we recovered and we would be protected and we would be able to.
Bill back pretty quickly what we needed to do.
Did you end and then where only a 140 days own your own whatever it is -- that insurance what can't -- it's not.
-- -- -- -- Seen anything so we we can't we can't really plan on a future for the mad -- until we know what we've got how we started some designed.
With the restaurant design are so that we know that we can build one -- you know we don't know.
We if we can -- rooftop or what else comes from that.
But without at least we could start with that and then as soon as everything -- settled with insurance we at least have that part of the process started but the problem is the insurance companies are not agreeing.
To what they gonna pay Natalie made.
Denied us our business interruption insurance.
And on 9000005 policy they -- they offered us 124000.
Which is laughable.
So would you just keep talking.
Now we we've.
Got our insurance due diligence -- person and their -- on our side working on our behalf and we have a meeting set up with our engineers on with with him and the -- company's engineers to.
Discuss the discrepancy because there's a huge discrepancy we don't want the full face value we want what it.
What it would take to cut the damage.
How -- how -- -- more quickly agree do you think you could have -- to open the -- -- absolutely.
Absolutely no we have some challenges because we couldn't get into town.
And even by foot for what two and a half three week and that was by being -- and because there were some of the issues with the town with power and gas leaks so can certainly there are some constraints there.
But once we were allowed in town with cars and workers and things like that if the insurance company could have gotten here quicker.
And had settled quickly and then we -- -- Indian construction and it's maybe it's marks the eighteenth.
-- -- still.
Optimistic the man had a will rise again absolutely absolutely will be back we'll be back.
They're very strong business a very strong customer.
Basically we refer to our customers as our -- -- Are not just our friends but also part of our fan -- and -- -- -- spent seven years really building something here.
That is meaningful to us as a family and also to our community so we will be back.
Again at any moment so this past 140 days where -- sort of sat there at night alone all the to have you industry.
-- -- this company.
Not that I can't but certainly doubting how much longer is it going to -- -- driving through town and seeing.
Essentially at night a completely dark -- with the exception of a few businesses that are open in a few residents that have moved back.
It's depressing news and this depressing.
I think Memorial Day weekends going to feel -- never thing nor those businesses that are open are open them and you're not.
We're hoping to have something temporary.
-- open that they had not been necessarily in this physical location but we -- really working hard to try to find.
A small temporary location so that we can be open on Memorial Day weekend if we're not and we will be here to support.
Our fellow business neighbors -- But the loan losses -- this summer on the way from.
Huge loss and and we haven't really amazing staff that's -- with us for a long time and and we know that that's a huge that's their source of income -- -- we have them to take care of the sponsor.
We're concerned about -- still going to be the best someone with you we like them.
I was -- has -- Kelly talking about how they -- trying to rebuild their business.
The matter -- to about ten miles up the road here in the sea bright New Jersey remember they didn't just lose.
That business they also lost that home it was a homing in which Scott had taken his first steps he's 41 years old he took his first steps.
In that home they have three children.
Who also took their first steps.
In that the home we took Amy along then told -- -- that was the only point at which.
We almost saw have break down extraordinary spirit absolutely.
That they will rebuild but frustrated as you heard in that.
When the insurance company saying that they're not getting what they should be getting a lady Griffin writes in on -- chat boards on that point says.
Insurance is happy to take your money.
But they don't want to give it back -- -- not add to help puke but to make a profit that's a pretty cynical view of insurance companies the one that that maybe a lot of people.
Here in Belmont New Jersey and they'll all over the state which was so badly hit by -- -- sandy might agree with -- waste your insurance you're having trouble in your insurance companies another place you can turn.
Is the US Small Business Administration I'm joined now by -- Jamison.
Who is the -- who is with the -- A disaster assistance at the US Small Business Administration great to see -- thank you for being here.
A lot of people who -- not happy with their insurance -- you must have been a lot of that.
Yes send that's one reason.
That's it's always good to register with FEMA and fill out and return the SBA disaster loan assistance application because.
We can often times make a -- for disaster there.
So they've done to the main role.
That the SBA has played in -- situation.
Has been getting loans to -- business -- I guess.
Well we also loaned people money for repairs to their homes as well as for renters for their contents.
And and we do a lot of that disaster loans four.
People's homes for repair and replacement of homes as well as for contents we've approved.
Over 680 million dollars in the state of New Jersey.
And 680 million dollar 680 million dollars and vast majority of that is for homeowners and renters.
I don't know how does that -- -- there and then sync -- with a business though.
If if they're not getting their insurance money they come to you they say we need a loan I'm gonna start rebuilding we needle -- and then if they eventually get that.
Money from their insurance company then they can simply -- -- alone with that so it's a way to -- you know the way.
And that's exactly how it works is that they come to SBA.
And as we can approve them alone we -- them alone they take disbursement on that.
And then once insurance does settle with -- that money goes to pay down the SBA loan -- -- they're left with the difference between.
-- -- total disaster damages and what insurance would pay would be the remainder on their SBA loan.
And that's how old -- how do you.
Have you seen any new deal.
In desperation I guess of the office of disaster assistance.
What -- -- how do you rate this what you've seen here over the last few months you've been here since November how does it rate compared to other disasters you have to go into and help people.
I don't compare disasters because we -- individuals disaster.
Critical and so life altering to them and so I can't compare disasters.
Supplies that to say.
People are very resilient team in this area.
And I think that they're going to recover.
And they're going to come back stronger than before you you -- -- real spirit here yes yes I I definitely have to people are.
Rebuilding around here and I've seen that -- expressed.
Both in word and indeed yeah.
What about you not -- you've -- up tea you're you've faced Atlanta is home.
For you within US Small Business Administration -- helped his since November I mean new -- that I mean.
You're heroes of this as well -- it's very easy for people in these situations I think.
To criticize insurance companies in -- -- -- -- -- with -- -- to criticize government response for you guys.
Work hard for these people.
Well I'm I'm not I'm no hero.
I appreciate that but I'm no hero that's the best thing I can do.
He's encouraged people to return their SBA disaster loan assistance applications.
And after that I can listen to you listen to them tell their stories and they're terrible stories disaster loss.
Those there's two big goals I have out here is to encourage people to return SBA disaster loan applications and to listen to.
-- and then the homeowners.
Business owners -- is anybody is that there right now and who is not done that there's still help available.
Yes they're still help available.
The disaster deadline was extended -- may first -- can still register with FEMA.
And you can still return that SBA disaster loan application.
And for homeowners and renters if we can't approved a loan for you in many cases we can refer you to possible grant eligibility was when he was grant programs.
So it's very important that they return that SBA disaster loan -- -- may have another month to do it from today yes sir all right not Jamison of that Small Business Administration thank you very much for being his seven.
All right so -- is one of the ways that people can get help the small business admin.
Restoration and then of course people gonna help each other.
They can try to rebuild they can just lean on neighbor on neighbor on neighbor we -- take another short break here from Belmont New Jersey and then we're gonna bring you back.
And introduce you to another business owner -- woman who had a business right here.
On this portable baseball won't remember that was completely.
-- awfully destroyed.
And if you wanna hit her and uplifting story about how one woman is rebuilding and is determined that 2013.
Will be the best some -- you can't wait to hear this woman we'll be right back.
Welcome back to Belmont New Jersey and our special -- coverage of the hot -- Jersey show all.
Region as business owners homeowners renters.
Everybody tries to rebuild in time for the opening of the 2013.
Summer season -- all the businesses around here.
Obviously makes so much of that.
Annual income a lot more of you weighing in now on the question of whether the insurance companies.
Do enough simple says they should name the -- income -- insurance companies to motivate them we will let you know we we thought about that.
I symbol and we we looked -- we talk to the people the various insurance companies the problem is.
It's often so complicated it's not just one insurance company that -- -- 23 all fall.
And obviously we don't -- to get anybody into any trouble we don't want to we all those insurance companies to think we're gonna punish the people we told about either so it's a very complex process but he charter company knows.
They saw the people are dealing with the men will be back to follow up if it doesn't if it continues to not look for them.
I -- -- 07 says he sure has never held me during sandy.
They said your -- to travel to the beach during American the hurricane season we went we went to Disney World it's inland frustrating.
Can't imagine what it would be like for those who live there well hopefully -- giving you a taste.
How exactly what -- it was like and want it now is like.
As they try to rebuild sorry -- -- is another woman we met who had a business right here on this.
The bell mob boardwalk about the -- -- -- we told you many times that.
Cub business when when it but I just bury it really is quite extraordinary.
Necessary -- -- How was it when you came down here immediately after the storm what -- -- Stunning.
To see you at the -- blew through the back.
And moved everything out into the street was a -- We really hadn't seen any devastation like that nothing else looked like explosion.
We saw the sand was so the water as we were walking up.
Good to see that the contents actually.
Blown out of the building was just.
Startling and stunning shocking and it's hard to -- and you realize that years of your life for just being swept away.
It was the memories that -- finally sit on one of being.
Dances on the -- look it was going the wrong way and to start crying.
It was -- went right out from here went what I do next.
What about all the employees sixteen young girl is this your future in Britain.
Nobody had Nancy that -- I guess even now we still don't have a lot of these answers.
As to what the future holds but yeah that's what he took all wants and it's a lot.
And we're approaching -- what what does what does the immediate future hold for you this summer well we'll have a trailer here.
Gangs that bring in all those same beautiful clothing and -- issues and bring back all the great young smiling employees -- Try to but survived.
Through this season with the expenses because unfortunately I had to drop the flood insurance couple years back being seasonal.
We'll keep it -- up next year it'll be -- And Elise is still standing so we'll be here so -- one of those who just have no assurance that -- yes.
K's I think it and seasonal and most of the contents are completely gone into the season what I hadn't thought out was.
Twenty years of collecting every kind -- -- -- -- -- -- You know the stock room was -- And then all the little things the new the new air conditioner -- minds of new window blinds and all these things that are thousands and thousands of dollars minute just plain and street.
And by the time I even had enough strength to pull myself together to think well maybe it should go back tomorrow the next day.
It takes some of the greens up for the show case the bulldozers were clearing the road.
Which -- show we've heard in many situations.
In south Jersey for the -- the heads to the same thing so that was sort of startling when it came back number of homes have been put into time.
You literally lost a fortune.
It it would take to recover from.
You know one hand it's a little scary unionize store but on the on the other hand with the energy of all the people who have contacted -- to customers at the end and I -- on seize the means and I get a sense that this could be the best summer ever.
Because people want to support what they wanna get down here and they want to -- -- -- They wanted to come and -- the -- and yes -- from the letters and people saying like I've had people reach -- say if you can get your -- -- sign.
-- the company Manhattan it's gonna -- one incident donation like groups and shocking and unbelievable.
And I feel that have all these people come back with.
They're willing to support -- deep and sort of lose in the -- -- -- to be the best summer ever with a great attitude well yeah.
-- it's always been my attitude but it -- helped me.
The -- keeps you afloat bird I'll speak for myself keeps me -- -- And the employees.
Who are willing to take cuts in pay some of them and deal with me nine years -- can't really -- what they're being paid.
This year they want to stay they want to come back they want to see see it survive.
That's easy to runway that energy and so priorities is getting all the great stuff and it's set up beautifully inside -- But you know we'll make -- gorgeous and once you step beat you won't know -- in -- trailer.
And that mean.
You talk about the the attitude of the people here employees it -- -- being great.
Hasn't been dealing with the town would feel with any of -- any of the sort of organizations you've had to deal with.
Parent has been wonderful had been quick response back to clean up quick and help us out and keep us in business.
And of course in the very beginning there was a lot of question once they -- the building -- didn't help police would be.
Still in good standing and they'd been wonderful.
On my vendors.
Talk about shocking people that I -- from.
And some that I've had.
History with for years.
-- Giving huge discounts -- One company said right in the price you can afford to pay we want to make sure that you stay in business.
Others say we have -- prisoners or is the only news will -- you wouldn't isn't easy for me.
It's amazing and so it's it's been tough obviously but in in some ways rear really life affirming -- -- -- gross.
But when you really realize that you are safe and that people are coming together it's unfortunate that it takes these things.
But when he does and everybody's around Zune supports you and holds you up it gives -- that let's go let's do it.
Whether actually have.
So you're -- is coming back better than ever just like the time -- -- Absolutely.
Looks -- an incredible summer -- look at the sign out on line and we got burns is breaking the perfect.
That was -- The best some and we wish Arab call send her fellow business owners ride along the Jersey -- the very best as they -- trying to get ready for Memorial Day and beyond her spirit I was quite something to witness up close some of our view is weighing in again -- -- -- Jerry Jones says it's easy to tell people to not build all live in vulnerable areas but it's not so easy for people to completely -- their lives.
Just because of the -- good possibility of a storm like this.
May happen Joyce he says the state should step in.
And make the insurance companies do more to help people well some of those people who have been struggling with the insurance companies are homeowners in bay head New Jersey where we find.
Our own Rick Leventhal Rick of course was one -- our correspondents who spent more time than perhaps anybody down here along the judicial in the immediate often laugh all -- -- -- the -- And -- a lot of these people still struggling to get the money they feel they need from their insurance companies.
Absolutely -- thing back on some part of the -- looks like the day after the storm had there are thousands of homes like these.
Where the repairs haven't even begun or they're just now beginning the rebuilding process because of lengthy battles over how much the insurance will cover.
We found one couple who actually may have to declare bankruptcy even though they.
Pay their mortgage on time -- below flood insurance they now need a 140000 dollars to rebuild their home when the insurance company it only offering 28 grant.
It's hard to imagine that we used to live here you know that we have a life and now it's going to run you leave for -- because a storm is coming and you never think like that spoke last night you're gonna.
Sleeping your bad you know that's the last night you're gonna come home but 500 because -- -- your house -- watch -- movie here.
I want on your back you now have people over at the fifth Don and it's just upsetting that the insurance companies aren't.
Doing what they're supposed to begin -- dragging their.
Feet you know there.
There are submitting.
-- -- -- To the point where late you know what you're supposed to walk away even though you have flood insurance -- -- that makes no sense.
The -- cells are appealing but for now they're still living in a room at her mother's house.
In the meantime there are some success stories sort of -- rolling green owns this home across the street from the ocean.
She waited several months but finally her flood insurance paid off a little more than 80% -- claim which was enough to begin the work you see some guys here now.
While working on the house said the the basement was flooded the first floor had significant damages.
But she's getting some of that work done.
And hopes -- backing here.
Which is I guess in this case a best case scenario Jonathan but there are many people we're gonna miss this summer completely because they still haven't gotten a check.
Yeah tough times for -- a lot of people Rick Leventhal live in bay head New Jersey thank you very much indeed -- you can see more.
Of -- reporting from now on studio B and The Fox Report at 3 PM and 7 PM eastern also beat.
In both of those shows live here in Belmont -- jazzy.
And -- will be -- both shows from seaside heights shall remember that iconic image job post all -- of the roller coaster that ended up in the Atlantic Ocean that is seaside heights that is -- -- will host both studio B and the folks report on the big of Fox News Channel.
-- today we're gonna take another quick break we would come back and talk about how many folks here are even more confused than they were before about what they need to do to protect their host.
Because a Federal Emergency Management Agency is -- -- -- a whole new flood maps in the wake of super storm -- And also how do you rebuild for this new reality we'll get into that with the executive director of -- New Jersey future when we come back.
Welcome back to -- special program from Belmont New Jersey is the entire -- -- Tries to rebuild and get ready for some 2013.
Hoping that they won't -- millions of dollars in the -- -- all of income on top of the tragedy and losses they suffered.
On October 20 ninth -- Austria when -- -- the home sandy.
Barreled across this coastline.
And destroyed so much of the infrastructure.
Some of -- weighing in on the they woman we just introduce you to Sarid posting.
I -- -- says wow how we can roll -- a few things from this woman's optimism missed Jerry Jones says.
Attitude is an amazing thing you can have a -- body for yourself.
Or you can acknowledge your circumstance and do the best you can sorry Goldstein and Scott maybe Kelly we introduce you to -- Hole very much doing the best they can't.
A lot of people know confused about the new flood maps FEMA has putting these new flood maps in the waste in the wake all the super -- -- and -- making a lot of people realize.
Then -- in a flood zone when they rarely thought they -- Shannon Bream has a lot more on this from all DC bureau -- We'll -- in the wake of CDs destruction the Federal Emergency Management Agency or FEMA.
Did what it often does after a natural disaster released new guidelines called advisory based flood allegation maps.
Basically they tell residents and business owners how they must rebuild in order to stay safe and avoid massive insurance costs.
-- -- -- dictate flood regions in zones are spread all across the US from California to Maine and a failure to build up to those codes can cause is Sharon's rates to skyrocket.
If property owners can actually get coverage at all.
There is a -- among leaders in New Jersey one of the hardest hit states about whether or not to comply with the in this latest recommendations which could mean property owners in the relevant sounds.
We need to raise their homes or commercial buildings five feet or more.
Using these measures we have the potential to -- New Jersey.
The residents and taxpayers billions of dollars of property damage economic loss.
Response and mitigation costs and also reducing any further loss of life in the future.
We're gonna fight the maps we think they're too big.
We think I personally think it's a money grab on the federal government's -- to get money into this flood insurance program.
FEMA administrator Craig few gates says the whole purpose of the -- to make sure communities can rebound quickly the next time trouble strikes.
It oftentimes means a difference between communities being able to rapidly recover and people come home after cleanup and restoration of power.
Vs losing everything including the community's tax base.
The team and that's not get in final form and many presidents say that they're gonna wait they're gonna wait to rebuild until they get a final class vacation because.
The difference can literally -- tens of thousands in costs as they try to put their lives back together Jonathan.
I Chatham framing DC thanks very much indeed -- so we all face it appears -- a new normal in terms of the way.
People -- path for these storms the amount of storms.
We may be getting in the future a lot of meteorologists will tell you that the storms are going to -- Come with a greater frequency.
And greater intensity so -- does one do what as a community do one of businesses do.
To -- pat themselves alternating -- -- back -- executive director.
A New Jersey future and he says the key.
Is preparation -- good to have you with us here today joining us -- Skype.
What should people be doing individual homeowners business is what do they have to recognize as the new normal here.
I certainly understands -- very frustrating time for everybody but.
When you talk about that FEMA flood maps those maps don't take into account to other very important factors.
They don't take into account sea level rise.
Which we documented and know that it will be rising over the next 2050 -- hundred years.
Also does not take into account the severe storms that are going to be increasing so following the schema guidance is that only a starting point.
I'm people really need to be looking at in towns need to be looking at.
-- other issues like sea level rise in future storms as well I'm baucus is a great job of putting together something online of the flood map for.
And people can go and look at their towns and look at -- Paris for what the -- will look like under different sea level rising.
So would have -- this specific steps if your -- rebuilding it.
Your home my debt -- along the ocean drive here in -- -- -- rebuilding your business one of -- -- specific things you can do with this -- -- simply.
Building hi I have buildings not a building more resilient.
But what we generally don't look at what the individual homeowners -- because it's more important to look at but how does.
And how -- talent is going to face this current robbery while I was a town going to face.
-- -- -- One step is simply elevating.
Some of the homes that are there in the way right now of your floodwaters but there are bigger -- more important things that sounds about experience.
Looking it seems Sony -- I apps that are going to be in place.
Land use decisions that we'll have to take place moving some.
Things that were damaged and destroyed -- -- those uses our rural way.
And moving some use -- -- tennis courts -- at the recreation areas closer to water.
-- at vivienne are good communities that were so badly hit.
By super storms and in particular these Jersey -- communities.
As you look at them look at their rebuilding programs that the end of the towns and cities.
I'm putting in all they doing enough do you believe to prevent the kind of how widespread damage we saw lost October.
I think it -- there are really difficult situation right now there have local and political pressure to rebuild.
As fast as possible and rebuilding has that -- possible means putting things back.
The way they work.
-- the -- is to try and incrementally.
Make things better.
Well at the same time trying to plan for these new futures I think -- struggling with that we've seen.
A number of towns or small -- simply don't have the capacity.
To engage the community -- a process of looking at.
How they're counting build back differently.
All right -- Qassam -- executive director of New Jersey future -- -- -- Thank you very much indeed that about wraps it up for rossbash.
A -- in Belmont New Jersey as these kinds -- itself and so many others along the -- he -- all seek to rebuild quickly enough.
To be ready.
From Memorial Day in the beginning -- of the summer season that brings them so much of their income you can see behind me.
Pretty big crew and here rebuilding is still.
Trying to get it done one point three miles.
Of the -- -- boardwalk they have until April 30 other once in town is gonna hit those contract is with some pretty.
Heavy fines they want everything to be ready.
For this summer season they need everything to be ready for this summer season so many businesses.
Need to be ready so many homeless homeowners one of them homes rebuilt they want to know that they can get -- in everybody needs.
To make money this summer season because that in these kind of communities.
Is how they survive there will be a lump them all on the rebuilding post super storms -- on the Fox News Channel later this often in studio B.
-- The Fox Report anchored by Shepard Smith from seaside heights New Jersey.
I'll be here in Belmont Rick Leventhal will be in bay head New Jersey -- a whole lot more on this major.
Rebuilding project remember.
Dollars of damage across this state and they're still trying to fix it.
And I'll see you all once again right here noon eastern tomorrow to be on the Hollywood -- at foxnews.com had a great day everyone.