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Thank you here along the Jersey short legal headaches and insurance company red tape.
Or adding insult to injury for many of -- victims.
The complex web of insurance forms and legal documents -- who have left many of the victims in new York and New Jersey feeling pretty helpless.
Yeah ask the people of south Mississippi all along the Florida coast how that goes this is not a news story.
But it's brand new in this region some of the victims that have been.
That have seen some of the money tell us that it's not nearly enough to cover all of their damage.
Rick Leventhal continues our team fox coverage he's in bay head New Jersey -- this afternoon hey Rick.
At jeopardy many communities like this one -- looked almost like it did the day after the storm there are thousands of homes that are virtually -- talked -- were workers only now just beginning.
Because of lengthy dispute with -- insurance companies we spoke to three different families.
With three very different stories including one couple who may never be able to go home again.
It's just a very.
Surreal night it's hard to imagine that we used to live here you know that we have a life and now it's going.
-- -- The water came.
From underneath and rushing underneath and it also hit but the top -- out through.
Hair which was my husband's office.
The house was flooded during superstores sandy and engineers say the place needs to be torn down and rebuilt from the ground up.
We'll leave for an -- because a storm is coming and you never think like that's the last night you're gonna.
Sleeping your bad you know that's the last night and come home.
But even though this couple had full flood insurance and say they were never -- on a payment they've only been offered 28 -- barely enough to demolish the house -- clear the lot.
They're dragging their feet you know there.
Low offer -- To the point where -- you know what you're supposed to walk away even though you had flood insurance -- -- that makes no sense.
This with a kitchen area.
-- -- Tracy -- have done slightly better with their -- they fled their home -- brick township just before it got swamped.
They've gotten about half their estimated repair costs and insurance money -- say it's been a constant battle.
We just -- -- put our house back together we don't want we're not looking for anything we just want to put it back we can back him that's all we wanna do.
Right -- girls -- rolling green is an insurance success story sort.
She lost her first floor and basement in the store for house actually hit by another house from across the street.
She waited months -- a recently got a substantial check.
Fortunate to have any settlement.
It's not all that we hope but it was enough to move forward.
A national insurance trade group wouldn't discuss individual cases but says overall the claims were overwhelming.
More than half a million filed for damages roughly 90% have been settled for a total of nearly seven billion dollars.
It's not that we're trying to in any case.
Make sure that.
-- -- is.
Less than what they want but we're trying to make sure the what we pay is actually the amount that is due to them under the terms of the contract.
And that sometimes takes a while.
Even -- rolling green our success story faces a long road ahead the work has begun on our home here but she's paying for most of it out of pocket.
And it won't be -- until the end of summer at the earliest -- Well Rick Leventhal the -- -- head Rick thanks very much.
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