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-- just graduate from college you have your whole future ahead of you but the real world can be a scary placing for a young graduates.
And even for their parents so what do you need to note how he gets -- columnist let's ask personal finance expert Dave Ramsey he joins us live to.
Answer emails from recent graduates it's a tough 1 to -- good morning day.
Good morning guys so let's got Connecticut Jackie has this question for you hadn't been able to land a job.
I've thought about going to grad school for my masters in education this -- -- my only hesitation is that I'd be adding to my student loans which are already 32000 dollars.
I can defer them -- -- in school what do you think.
Well post graduate works -- great idea and a lot of cases and and there's nothing wrong with that.
But I don't think that's your situation I think yours keeping the real world heading back to school to hide no I think you need to keep plowing through the career issue in land that big job.
All right so snap out of -- John in Nebraska says my daughter's living with us for the summer because she has a minimum -- -- -- job my -- and I cannot agree how long to letters day any advice Dave Ramsey.
I think the three of you sit down and talk about it all of us that have grown kids want our homes to be a safety net we don't want it to be a -- And so we have to have an exit date I don't care if -- three months or two years but there needs to be a date that we've all agreed on and let's let's give her chance to get -- feet under.
And then -- leave the nest.
OK and -- Diana in Virginia I graduated with a great job.
And don't have loans to pay back so she's the one.
I'd like to go ahead and -- a Condo instead of renting an apartment because I think it would be a safer environment for me living alone my parents are telling me it's a bad idea what do you think.
Well I think your parents -- right I would wait at least a year after graduation before I bought something.
The first year after graduation and entering into your new career is one of the greatest years of transition in your entire life.
And you don't wanna be owning a Condo while you go through some kind of a life transition like maybe getting married -- was to another city those kinds of things.
Finally Jesse in Texas writes -- some on the graduated I am graduating with a student loan debt but desperately need a new car.
How are these my graduation money are -- with a 5000 dollars for my generous family and friends can I Dave Ramsey.
But well you -- it's a free country knew whatever you want.
I wouldn't desperately need a new car tells me you already have a car.
And that means desperately he's probably not on the list so I'm they're probably gonna drop the -- happy until I get a student loans paid off and Bill Bennett wrote a book is college worth it is college worth the Dave Ramsey.
Absolutely colleges -- that a future if you select the right that field of study.
Getting a Ph.D.
in German poker history is not real applicable in the marketplace right but is a niche market they could flourish and done and delighted to.
I write is on sale or make it a minor.
That's nice you know what -- studied in college very much and I'm gonna pocono apple and its I got -- -- -- for.
You have to you -- -- -- the cigarette thanks Dave Ramsey popular.
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