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Well the doctor is in and the clock is ticking with many new regulations under Obama care is set to game January 1.
One doctor says now is the time to have the conversation with your doctor.
No not necessarily about personal things but rather to ask.
About how -- -- -- care will affect you can you really keep your doctor what will it mean for your job and the insurance offered by your employer.
-- Mark Siegel has been an outspoken critic of the president's health care law he is a professor of medicine at New York university's -- -- medical center.
And the Fox News medical eighteen where he joins is now so having the conversation with your doctor where you start.
Is -- you start with your doctor by asking her or him.
Are you gonna still be taking my insurance are you gonna be still in private practice can you afford.
The expenses of private practice will you be moving to a hospital.
Will you be shrinking your practice taking less Medicare patients of the patients reaching 65.
They may have a rude awakening that -- -- shrinking Medicare -- Medicare reimbursements are shrinking lesson last 2% of the sect was ration.
A lot of the procedures are getting cut doctors also in the future John are gonna agree reinforce for quality care what's called quality care.
So that means.
If you're sick we may not get paid as much for saying you if we can't show that we're getting you better we're gonna struggle with all that paperwork to prove.
Quality that's gonna cause a lot of us to fully.
The last time I saw my orthopedic surgeon -- guy who's been put me back together over the years he told me not taken Medicare patients anymore we can't afford.
That's exactly the point so even if I'm a primary care and -- subpoenas -- in my network.
I may not be able to refer you because he might not be taken the same insurance is I am.
Had that conversation.
What about I mean do our our doctors aware company answering these questions it seemed like there is as much confusion on the part of some positions as there is on the part of the general general public.
I think doctors are aware now I think doctors have been really understood what this law means and if you ask them the questions they'll tell you what they're gonna be doing now you can't just restricted to doctors you've got to ask your insurance agent.
What about my insurance is actually a grandfather and under obamacare or might -- end up with a more comprehensive insurance that covers more.
But -- exploding premiums talk to your accountant.
The society about -- say health care costs are going up 36%.
You know what that means higher and higher premiums the state exchanges have all of these plans Cadillac plans.
They have platinum plans gold plans bronze plans they sound great.
But they're gonna have very high premiums can you afford those -- the president has been bragging that Obama care is is working and that it's not going to increase.
-- the topic of the week is the president gives great speeches.
But doesn't necessarily born out -- the facts and that's -- with Obama care obamacare we know is very very expensive.
It's gonna lead to higher premiums and it's gonna lead -- policies that may give you more than you need if you're over 26 years old.
If you're healthy if you don't have a chronic illness you may end up getting hit with a very high cost.
That you don't need for services you may never -- One of the things that kicked in early in this plan and the president again right about this a lot of the fact that 26 year old -- you know children and young people I guess up tilt up to 26.
Can remain on their parents -- insurance.
But in a way that's kind of easy for the insurance companies because people in that age group group don't generally need a whole lot of medical care they're young they're healthy.
John just took the words right out of my mouth on that when I would like someone up to the age of 26 to be covered too.
But I want -- high deductible on them because they may not be sick.
Why should they contribute.
To these high cost when they may not need the coverage if they got into a skiing accident as you have or if they got hurt god forbid I want insurance to kick it.
But every bit visit to the doctor's office shouldn't necessarily be covered when you're 22 years old you may not need that -- it.
Time so preventive care takes place when you're exercising.
It doesn't necessarily take place in the doctor's office -- talk to your doctor talk to your accountant and talk to your insurance agent.
Right now find out what they're planning your doctor will tell you what he or she is planning doctor Marc Siegel of the Fox News medically -- thank you good to -- -- done.
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