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Hi I get -- that the spreading like the flow 267 million records were exposed just last year alone.
How do you protect yourself how to why protect myself chairman of credit dot com and identity theft 911.
Adam Levin is here with some tips Adam Levine should say 1111 she's -- so Adam first off is there anything we can do to stop it.
Well you can do is the things people tell you to do you know you can minimize your risk of exposure.
But then you have to be monitoring all the time and you've got to have a damage control for music that we you are identified number one of the five to -- on -- relay.
This is not a test take a breach.
Seriously that you get -- email on -- that too often people could reach letters like white noise they're not.
They're telling you there was a specific problem they're telling you the specific information.
Of yours that has been potentially compromised.
And in many cases they're actually offering you either credit.
Or fraud monitoring or resolution I took just John I don't phrase spam or gonna be some type Obama's way of trying to sell me some it's I don't open -- -- God helps those who helps themselves for example for example if they are for you were creditor fraud monitoring program or credit fraud monitoring and resolution.
Take it it's on their dime.
And this will help you at least get a better grip on where you are number three -- about a damage control program you may already have -- damage control program through your insurance company bank credit union employee assistance program.
Make the call find out if you have one.
It will make your life a lot simpler we could put a fraud alert on our credit reports you can you have a right to put a fraud alert on your -- they would go for ninety days if it looks like you're a victim.
He can -- longer so contact you credit report contact the credit reporting agency you may want to do a credit freeze that that's more comprehensive is a little bit more cumbersome.
They'll explain to -- -- -- -- what it is this something three we can adopt a culture of monitoring their programs out there for for -- right first you need to look at every account that you have bank and credit look at them every day.
Make sure every transaction you see is yours they're also what they called transactional monitoring programs offered by banks credit unions credit card companies for free.
Where they'll notify you and transaction occurs or transaction.
In excess of -- -- it's almost -- -- should put cameras outside -- -- -- -- like Georgia put it double lock.
You've got he could never be 100% safe but you can do things to make itself safer absolutely all right thanks so much.
At eleven thanks so much for coming down -- in co-founder of credit dot com.
Thank you shoot you all coming up.
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